Credit Repair Services Offered
STOP AUCTION - We can postpone the auction with one of our preferred attorneys, cancel the sale by initiating a deed in lieu of foreclosure or arranging a short sale, or sell the home to the bank. If the house is returned to the lender, you have the option of buying the house back.
PRIVATE MONEY LOANS UP TO 200K If your home is at a 65% LTV, you have bad or good credit, you will receive the money in 2 weeks.
INCLUDE CORPORATE CREDIT After bankruptcy or foreclosure there are ways to buy another home or even multiple properties through corporate credit. Here are the wait periods for a chapter 7 and 13.
If you’ve gone through a Chapter 7 bankruptcy, you’ll need to wait at least 4 years after a court discharges or dismisses your bankruptcy to qualify for a conventional loan.
Government-backed mortgage loans are a bit more lenient. You need to wait 3 years after your bankruptcy’s dismissal or discharge to get a United States Department of Agriculture (USDA) loan. To qualify for a Federal Housing Administration (FHA) or U.S. Department of Veterans Affairs (VA) loan, you only need to wait 2 years after your discharge or dismissal.
Chapter 13 bankruptcy puts filers on a 3-5 year debt repayment plan. Afterward, the bankruptcy court discharges any remaining eligible debts. A chapter 13 bankruptcy will remain on your credit reports for seven years.
INCLUDE BOND INFO We have a $50,000 bond with Western surety, bond# 66520725.
A surety bond is to guarantee honesty, performance, and that we abide by the rules, laws, and regulations that govern our industry. It protects all parties affected by our business, such as clients, subcontractors, or the state.